<p>^^^tk21769 makes an excellent point. I live in New York and the young people I meet more and more have their eyes on the biological clock. They look at their parents, many of whom delayed having children until their forties, while working for high-paying banking and accounting firms and say, that’s not the way they want to raise their own children. The biggest problem for them is finding that less stressful career that pays well, having already spent the most productive years of their lives on Wall Street. It’s a good argument in favor of living simply and socking away your bonuses in savings while you are putting in those crazy hours.</p>