<p>Hi, I have a question regarding the medical insurance required by Brown university. My parents have Pacific Care HMO, that will cover me for urgent care, emergency room visits and hospital care when I am at Brown. does it fulfill brown’s requirement?
Do you guys buy Brown’s health insurance?
Please advise.Thanks.</p>
<p>Our insurance covers our D; we live in NYC, so Providence is still in our network. From your post, it appears that your coverage, too, will cover you. If it does cover you in school, then you can opt out of Brown’s health insurance. In fact, you should do that, because your parents probably don’t want to pay for that coverage twice. Just double check the policy with what Brown says needs to be covered, and you should be all set. My D has had to make use of the coverage, so I know that it works for us.</p>