International student loan

Hi! I am going to be an incoming college freshman and I’m looking for places that lend loan to international students. I know most of them need a co-signer but my co-signed has social security and really good credit but is not a us citizen or permanent residence. Do you guys know where I can take out loans with my co-signer? Thank you so much for your help

American lenders will require that your co-signer be a qualified US citizen or permenent resident. Your friend has a Tax ID, but not a real SSN.

American lenders will not lend to you/him because you/him could easily leave the country and the US banks would have no power to go after you/him. It sounds like your friend may be here on a work visa?

You’ll have to find a lender in your home country or your friend’s home country.

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Hi! I am going to major in pharmacy and I got into all the pharmacy schools I applied to: Northeastern, Rutgers,URI, UConn, MCPHS, St. John’s, and UOP. I narrowed down to 3 choices: Northeastern, Rutgers, and URI. I visited all three campuses last week and I absolutely loved all of them. I have two weeks to decide but I just cannot decide yet! Can you guys tell me which school is:
-least difficult
-has highest passing rate
-has highest employment rate
-etc info?

Thank you so much!!


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Anyone here know how difficult it will be for this int’l student to get employed after finishing pharm studies/internship? Will he/he be able to get a pharm internship? Difficult? Would the internship program have to sponsor this person?

@Madison85 what’s the scoop on int’ls and becoming pharmacists here?

He/she should check with each school on internationals getting licensed in that state and more importantly, the likelihood of finding a job as an international in the saturated U.S. pharmacist job market.

This means that they will not be able to get a US loan.

The job outlook is weak now for domestic students, let alone internationals. Mail order and non-retiring pharmacists have a LOT to do with that. (I tried to talk my dd out of pharmacy school, but she’s stubbornly going in the fall.)

@kittyskyler, your best chance for employment is your home country. You may want to check that information from your labor department because getting sponsored here, in the US, is not going to happen.

I also thought that there is a glut in the pharm market. If so, I can’t imagine an internship program going the extra mile to get this student a work-visa.

We see that problem with in’tls who want to do their medical residencies here. Many programs/hospitals aren’t equipped to jump thru hoops or sponsor visas.

Don’t know if OP is international.

Yes, there is a significant glut; that’s why I’m worried about DD. But she’s tenacious and stubborn. She musta been born in Missouri: SHOW ME.

@kittyskyler

Are you an international student?

Lenders in the United States will require that your qualified cosigner be a U.S. citizen.

How much do you need in loans for the upcoming year?

The OP indicates that he/she is an int’l.


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I'm looking for places that lend loan to international students.

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However, he/she may be an int’l who is living in the states

This is an international student. The likelihood of her getting loans here in the United States for college…small…very small.

I just need as much as possible… I didn’t get any financial aid from all of my schools:/

Thank you so much for helping me and giving me these information! My parents are working on to get green card so hopefully that will happen soon:/ but what I need right now is college money since I got no financial aid because I’m an international student…:confused:

Getting a job in the US now involves a high degree of uncertainty. The h1b visa application process and requirements may change due to the new executive order. The new guiding principle is that h1b will go to those with high skills and high salary, but it did not say whether for sure the lottery system will be gone. It would be less uncertain after the immigration authority comes up their detailed plan in some months, if not years.

Even getting a green card isn’t going to net you enough to pay your full college costs.

Right now…it sounds like you have THREE unaffordable schools on you choices list.

How did you think you were going to pay the $50,000 or more for any of these colleges? None of these schools guarantees financial aid for international students. The northeastern website specifically states they don’t give aid to international students.

URI and UConn are public universities. They dontnhave the resources to fund international,students.

I don’t know whT kind of visa you have now (if younare here), but you will need to,demonstrate that you can fully fund your college costs (at LEAST for one year) to get a visa to go to college here.

Do you have ANY affordable options on your list?

Can your parents pay anything towards your costs?

For Northeastern…did you submit the Profile?

I’m under E2 visa because my parents recently started business. My parents CAN pay for it if only they sell the house but obviously I don’t want them to do that, and since I have to go to school for 6 years, I don’t think it’s enough… I’m really stressed right now. But for URI I got some scholarship so I have to pay around 30,000 which is wayy less than northeastern. And my parents can pay up to 30,000 without any burden, but if the cost is over 30,000, they are not comfortable with it…

Are you sure your parents can pay $30,000 a year for six years?

And are you also sure your scholarship is for ALL six years?

How soon does your parents’. Immigration lawyer say they should have a green card? If it is only a year or so away, take a gap year and apply when you have it. If it is farther away than that, you probably still need a gap year to come up withan affordable list. Or consider returning to your home country for your university education. That might the best option of all.

But getting a green card is NOT going to pay for the full cost for this student to attend college.

Sure, he or she could,complete a fafsa…and get a $5500 Direct Loan…guaranteed. Maybe he or she would qualify for part of a Pell Grant. Maybe their school would award some need based aid because the student has permanent resident status.

But just getting a green card does not mean free college here.

The student says the parents can afford $30,000 a year. Is he or she innstate for any of the schools on this list? Once he or she has a green card, he might be considered instate for one school.

The only school on the list that meets full need (but NOT for internationals) is NEU.

The green card doesn’t mean all costs will be covered, but it opens up federal aid, and often changes residency for public colleges and universities. That last alone can make a huge difference in costs.

@happymomof1 yes, and I said those things also.

This student says his family can afford $30,000 a year for his college costs. So…yes, with instate status at his instate public university, he might have it covered.

But…there is NO indication that any of these schools are instate for this student.

@kittyskyler what state do you reside in? If younwaited…would any of the public universities on this list be IN state for you?

It sounds like your family can afford URI. If that is the case…just make sure they think they can do so for 6 years…AND that your scholarships will be available for all six years.