Here is what you need to ask yourselves: are you going to go to grad school ? If yes, the undergrad won’t matter. Choose the school you can afford, do excellent work there and get into most prestigious grad school you can. Grad school tends to give more scholarship or even full ride. Employers only looks at the latest place you’ve been. If you just want to get a job and don’t want to go to grad school or not sure, choose the school that have the best networking. Nowadays job is all about the networking, even the top 30 schools won’t help you a lot if you don’t know how to network. 200k+ debt is simply not worth it, especially for undergrad. Remember, the starting salary of newly engineering bs graduate is about 60-70k per year, depending on your major and your undergrad you go to. Definitely not enough to pay all bills and the loans.