Running out of meals wouldn’t be a crisis…if they allow lay as you go…but since these plans cost the same, it would mean more out of pocket for the family.
My DD went to a school that was totally on a points system…not a per meal system. In addition, a certain number of those points were flex and could be used at a number of places off campus. My kid used most of her flex near the end of the second term when she bought cases of water, and treated off campus friends to dinner. She had plenty of meals.
DS had 12 meals per week, and flex points. He found this to be his best plan. Often on weekends, he and friends would share a pizza for dinner…no dining hall at all. I’m not sure he ever ate breakfast on the dining hall. BUT they had a terrific Sunday brunch and I know he was at that!!