Is cost of living take into account?

The housing costs in my area are very high

The FAFSA doesn’t take cost of living into account unfortunately

Oh thanks

Strictly speaking the FAFSA DOES have different allowances by state, just not as much as you’d like. Here is the PDF of the formulae. Look at tables A1 and A7.
https://ifap.ed.gov/efcformulaguide/attachments/071017EFCFormulaGuide1819.pdf

Ohh okay, thank you!