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They don’t actually provide any loans themselves. It’s an agency that faciliates loans between students and lenders. It’s conceivable that a UK bank or an international bank with branches in both the UK and the US might be willing to give you a loan with a UK co-signer to study in the US.</p>
<p>HOWEVER, there are a few caveats. First, you can’t rely on a single agency to provide you with a student loan. Their website doesn’t even state which banks they have relationships with or what countries of origin they service. I can’t find a statement about interest rates or the fee that they charge for their service either. (Presumably, getting a loan through them is gonna be more expensive than if your co-signer just got that same loan from a local bank, since the agency wants a cut of the profit too. But just how much more expensive?)</p>
<p>Second, be honest with yourself and with your potential co-signer how credit-worthy your co-signer really is. How much money would a local bank realistically lend to your co-signer at a fairly high interest rate, given their historical income and outstanding debt (e.g. a mortgage)? </p>
<p>FWIW, student loans in the US typically come with interest rates between 5% and 10%. Many middle-class American families find that they can get better interest rates (currently between 3% and 5%) by taking out a second mortgage on their home. </p>