<p>In calculating, you have to figure out how you can finance all 4+ years, not just the 1st year, get your visa and demonstrate ability to pay (and repay any loans). WANTING NYC and being angle to AFFORD NYC can be very far apart, for US citizens and everyone else. </p>
<p>I’d be VERY suspicious of any lender who would loan $200,000 without any US and other co signers. </p>