<p>I'm a bit confused! Is the EFC calculated by the CSS Profile/CollegeBoard/FAFSA, etc. supposed to be the amount that the family (parents + student) is able to pay, or is it just the parents' contribution?</p>
<p>EFC = expected family contribution
family = parents + student</p>
<p>Thank you! I guess one of my college's didn't actually meet my EFC D: (the Parent Contribution met my EFC, so it made me wonder...)</p>
<p>Many schools gap so you (parent and child) are expected to cover EFC and the gap and then there are those loans (included in the FA pkg) they did give. So all in all, most parents pay way above the EFC.</p>