Is (Illinois) college savings bond distribution taxable?

<p>I believe that that my wife and I were 'jt ten' bondholders. this is the name on the 1099-b. So I guess it wd go on our tax form.</p>

<p>Roderick,</p>

<p>Yep. Sounds like your return gets the Sch. D+line 8b. </p>

<p>I learn something new every year. Thank you Roderick and Operadad for your input!!</p>

<p>Just wanted to clarify recording of this bond on the tax return. I, too, had one of these bonds mature this past Aug 2009 and had no idea how to record it. A total novice with these bonds. Kept on getting conflicting answers or answers that just seemed too technical for this bond. Finally contacted the IRS.</p>

<p>They informed me that I did not need to fill out Schedule D, since there is no capital gain to be recorded. All that needs to be done, which is exactly what John Stancil, the CPA that was quoted in an earlier reply said to do, is to place the tax-exempt interest on line 8b. Because it is a zero coupon tax-exempt bond that interest is simply the difference between the redemption price of the bond ($5000) and the price you paid for it. That is it! </p>

<p>In case you are also wondering, there is no alternative minimum tax effect from this type of bond. These bonds are not private activity municipal bonds which would require them to factored into any AMT calculation. So it does not get figured into any AMT calculation, if that is a tax computation you need to do. </p>

<p>Have another one coming due in 2010 so I will know exactly how to account for it!</p>

<p>I received proceeds from the same kind of bonds last year in Wisconsin. US Bank is the custodian and sent this info on how to handle it with the 1099-B:</p>

<p>I Received a Form 1099-B For My “Higher Education” Bond, What Do I Do With
The Information?</p>

<p>The following guidelines have been prepared for general informational purposes only,
and are subject to exceptions that are not described below but that may apply in the
case of particular holders of “Higher Education” bonds. The Capital Finance Office is
not a provider of legal or tax advice, and recommends that each holder of “Higher
Education” bonds consult a tax advisor or preparer with respect to the tax treatment
of amounts received on their “Higher Education” bonds.</p>

<p>The following information only applies to an individual and if the “Higher Education”
bond was purchased during the initial offering period and at the initial price. If it was
purchased at any other time and price consult with your tax advisor or preparer.
A Schedule D must be filed with your federal income tax return.</p>

<p>The 1099-B information is used to complete Line 8 of Schedule D.
In column (a), put value in box 2 of 1099-B and description in box 5 of 1099-B.
In column (b), settlement date from purchase confirmation.
In column (c), date in box 1a of 1099-B.
In column (d), value in box 2 of 1099-B.
In column (e), value in box 2 of 1099-B (same as d above).
In column (f), 0.</p>

<p>Essentially the basis equals the redemption value so there is no gain.</p>