<p>I’d agree that it’s a good idea to have a driver’s license even if you don’t have a car.</p>
<p>Just remember that having a driver’s license is totally different from being insured, having a car, having registration, etc. The driver’s license is just a certificate that you are authorized to drive a legally registered vehicle, assuming all conditions (such as insurance) are met.</p>
<p>So, the only cost of a driver’s license is the education fee plus the actual application fee.</p>
<p>It’s usually cars that are insured, and the only legally-required insurance for driving is liability insurance. Because of how it works, the liability insurance applies to all licensed drivers who are operating a certain vehicle instead of to a certain driver.</p>
<p>What this comes down to is – after you get your license, there is no other cost to just having it. The costs come from actually owning / regularly driving a car. If you have a license but don’t actually drive, that’s OK – you’re still legally allowed to occasionally drive a friend’s car. So, expense shouldn’t be a reason to not get a driver’s license. It’s only a reason to not have a car.</p>