Is it HARD to get the Perkins Loans at UFC?

[4kidsdad]

Is it hard to get it?

You may be too late for Perkins Loans. However,

I applied for the PLUS loans but was denied because of my parent’s bad credit.

See http://www.finaid.org/educators/pj/additionalstafford.phtml

Dependent undergraduate students become eligible to borrow additional unsubsidized Stafford loan funds when their parents have been denied a PLUS loan …
The additional loan limits including $4,000 per year during the first two years and $5,000 per year during the remaining years, with an additional cumulative borrowing limit of $23,000.