Is it me or

I understand that now, I thought it had some bearing on your need with the school. My fault for not understanding how it worked.

@Billb7581 the price of instate public Unis does indeed vary by state. PA is notably high for instate costs. NC, where I am, is very good for instate costs. It can easily vary by $10K-$20K depending on the state.

For instance, NC has the Promise program that guarantees very low COA for three different public universities spread across the state. Not every state goes this far to ensure college is affordable for as many families. This guarantees in-state tuition of $500 per semester for 8 semesters.
https://affordableeducation.org/

Website puts western carolina at 19k
factor in travel or a car and its really not much different

@Billb7581 , while the NC Promise prices might be a cheaper OOS option for some students, the big savings for the NC Promise program are for NC residents. I misunderstood your question “how much cheaper is it in the south?”. I was speaking about how some states do a lot more to make their universities affordable for in-state students. Sorry for the confusion.

Good luck in your search!

@Billb7581

The in-state school option is the cheapest option. He can look for outside scholarships to help with the cost.

Not necessarily. Montclair offered him a roster spot which I assume means he will get in.

On campus in state 33K 5 K merit 28K out of pocket.

Since they get done online school at 1, he spends a couple hours applying for scholarships, then goes to the gym. But my high stats daughter applied for a bunch and I think was awarded 1 for like 1K. Its not that easy.

@Billb7581

I assume you are in NJ, then Montclair’s cost of attendance for him is 28K after 5K scholarship ?

Compare that OOS public Universities in the Northeast and Mid Atlantic area, which will cost around $50K or more for most without scholarship.

So unless kids have VERY HIGH stats, OOS schools (public and private) will be very expensive compare to instate schools.

For us, D applied to a few NE, South Atlantic states schools. So far, the COA for most schools that accepted her are about 5K more than our flagship state school, UMD. Only University of South Carolina offers equivalent and potential lower COA compare to UMD. However, she has a very good ACT score and high GPA.

Sticker price is 33 in state residential. Coach said as long as he wasn’t BSing about his GPA and rigor of classes he would get 5K. I don’t really qualify for anything else going by my daughters experience with Stockton.

This figure really makes it no more attractive then the small LAC’s looking at him.

Chiming in here to say as a general rule never assume anything with athletic recruiting. Towards the end of the process a parent can verify the 2 key things: 1. Does the player have a spot on the team AND 2. Will the coach support the player with admissions. (That is, use one of the coach’s supported spots).

This may not apply to your son OP, forgive me because I haven’t read the thread carefully. However I piped up in case it helps anyone else with recruiting.

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He has been offered roster spots, and been admitted to all of the colleges that have been recruiting him. Only has FA package from 2. Right now Albright has the strongest offer, but of course it was the one he didnt like as much. . we havent had an official tour yet due to Covid just went there because we happened to be in the area. Supposed to tour in January. Montclair just called him the other day, and offered a spot, I dont think he would have much trouble getting in and getting the 5K merit.

Look at Northwood (michigan), Indiana Wesleyan, and U Indianapolis.

Not sure they will appeal to your kid, or if the football programs are still recruiting (but I think they are).

I’m going with no, not true, but you’ve got to put in some legwork to find the places. And you don’t get to be super-picky. I’m going to suggest you look in the Midwest, and I mean the Plains. OOS at the South Dakota state schools would come in less. Truman State (in Missouri) gives good merit, and you can look on its website to see how much it is. On CC the term “lower ranked” is tossed around quite a bit, but you can easily look beyond the ranking metrics to see what students have done. If you’re squeamish about the Midwest or schools you’ve not heard of, my experience won’t help you.

With kid 1 I got lucky. With kid 2, I researched and found places, not a one of which would cost us more than 12K/year OOP, and we weren’t planning to take the loans. One was the in-state public, which doesn’t give much merit, but did have diversity money. One was Truman state. The others were in-state and neighboring state privates. Full disclosure, Kid 2 was also part of a Gear Up cohort, which in our state awarded scholarship money to any college the kid chose.

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Truman state 25K 5K merit
 thats 20K without travel putting him right back in the same boat. Really like 24 since they are counting direct loans as aid.

Direct Costs Estimate Amount
Out-of-State Tuition $15,335
Room and Board (average 2-person room, 14 meals/week) $9,184
Required Fees $1,054
Orientation Fees $0
Estimated Total Direct Costs $25,573
Aid Estimate Amount
TruMerit Scholarship (Truman Funded) $5,000
Federal Direct Loan Estimate (Borrowed from Federal Government) $5,500
Estimated Total Aid $10,500
Direct Net Price Calculation Amount
Estimated Total Direct Costs $25,573
Estimated Total Aid $10,500
Estimated Direct Net Price $15,073

Cost Calculation With Indirect Costs:

Indirect costs are based on national averages. Costs vary based on student needs and preferences.

Cost of Attendance Estimate Amount
Estimated Total Direct Costs $25,573
Books and Supplies (Estimated Indirect Cost) $1,000
Transportation Expenses (Estimated Indirect Cost) $1,300
Personal/Miscellaneous Expenses (Estimated Indirect Cost) $2,500
Estimated Cost of Attendance $30,373
Net Price Calculation Amount
Estimated Cost of Attendance $30,373
Estimated Total Aid $10,500
Estimated Total Net Price $19,873

He can get that equivalent deal at Montclair and not have the travel expense.

Has he looked at playing D2 football? Lots of schools in the south that would offer football money and merit money.

My daughter was a D2 athlete and was able to combine a few different types of grants - athletic, merit, school, state - and get her ~$55k price tag down to almost free at a private Florida school. It took a lot of number crunching but we did it. Her school has a football team and I know the player get pretty good scholarships.

My other (non-athlete) daughter went to an OOS public for less than $10k/yr. It was Wyoming, which many people don’t find attractive but there are cheaper schools out there. Wyo is D1, so his football scholarship would be 100% or $0. Yes, my daughter could have dated Josh Allen and been set for life, but no, she chose someone who doesn’t play in the NFL (army guy) and doesn’t make millions of dollars. Yes, I could have been the MIL living at a beach house, right?

So yes, you can get the price down below $20-30k, but you have to choose your college wisely. My kids did not spend anywhere close to $1200 on transportation, didn’t max out the books budget, didn’t spend $1500 on ‘incidentals’. If you don’t have the money, you don’t spend it.

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Not much D2 or NAIA action.

Ava Maria was interested then started ghosting him

Same thing happened with New Haven. He is like a bubble d2 player, so they probably have other guys they are recruiting over him but trying to keep him on the hook.

I ran the Wyoming calculator is like 35K he would qualify for 4K in merit LOL

No different than NJ my point still stands.

D2 athlete would be an extenuating circumstance.

Look at SDSU (South Dakota). It’s OOS price tag is 21K. Any merit at all and you’re under. Wayne State in Nebraska will award resident rates for anyone with a 3.25 hs GPA. Sticker price of just under 17k (under 12K if you take the federal loan). Now, is a kid from NJ going to be happy in Brookings, SD or Wayne, NE? Maybe, maybe not, but there are schools out there with the price under 20K.

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If they want a warmer climate, Louisiana Tech (in Ruston LA) awards any incoming OOS student in-state tuition if they have above a 2.5 GPA and a 23 ACT. (Slightly different rules if you’re coming in with 12 or more college credits, whether DE or not.)

Admittedly that’s ~$22k/year, not under $20k, but any merit aid at all (automatic scholarships start at 3.0/23) and/or a student loan and your out-of-pocket is there, probably even including travel costs.

So yeah, there are options, just not at the schools CC posters usually think of.

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