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Are you talking about $30-35K a year in loans? If so try plugging your loan amounts and interest rate into a loan calculator like the one at finaid.com
[FinAid</a> | Calculators | Loan Calculator](<a href=“Your Guide for College Financial Aid - Finaid”>Loan Payment Calculator - Finaid)
Don’t forget to factor in and compound any interest you will not be paying as you go along. You will probably find you will be a whole lot unhappier paying $1500 - $2000+ a month in loan payments for 10 years than you will be at UMD.</p>