@CADREAMIN - Toronto resident here (D attended McGill) - with regard to your question on Healthcare there is UHIP - the university health insurance plan at U of T for international students. You may want to look at the website and contact the school directly for more information. FYI Healthcare in Canada is governed by the province - when D crossed the provincial border into Quebec to attend school she informed the Ontario Healthcare ministry and our understanding is that the charges from Quebec were processed through to Ontario. (Also, it was to maintain her coverage in Ontario, without the 3 month waiting periods once she re-entered the province) My brother just moved back to Toronto from Washington, DC (after 12 years in the US, is a Canadian citizen, but has the mandatory 3 month waiting period for provincial healthcare. He has access to the Ontario healthcare system, but any health services normally covered by the province is considered an out of pocket cost for during the 3 month period) FWIW, D’s bf is from the northeastern US and found the system at McGill/Quebec bureaucratic but manageable.