<p>Run the Net Price Calculator for BU to get a better idea of what you would really have to pay. You will need help from your parents to do this (they have to provide financial info from their tax returns, etc.). But it is fairly quick, at least compared to the actual financial aid forms are that you would have to fill out later - - can you tell I just spent an entire weekend slogging through the CSS Profile form? 
But run the calculator to see. You might not end up with $200,000 in loans. </p>
<p>Generally it is NOT a good idea to take out more in loans than you expect to make in your first year out of college. And if you are going to law school and will also have those expenses, the less expensive undergrad option makes a lot of sense.</p>