<p>Sorry if this is harsh, but I doubt you will get into a top 40 school, let alone 20. That’s ridiculous. You’re being absolutely ridiculous.</p>
<p>There are a LOT of good schools that you can get into that are not necessarily 1st or 2nd tier. Just because a school is ranked x by USNWR doesn’t mean you must go there – especially not if you have the intent of transferring anyway.. Who knows, you may have a chance at some 2nd tier schools. But you will probably not get any scholarships with those stats and at that tier (2nd, because 1st is OUT OF THE QUESTION), you are going to pay a lot of money if you happen to get accepted out-of-state. If you are absolutely dead-set on doing well and transferring, I’d recommend applying to some less selective schools where you can get a decent education for a year or two at a low cost.</p>
<p>You have received a lot of good advice here already. Take it for what it is.</p>