OP, do you understand 3.96 is one teeny hair from a 4.0? Getting into Chicago with maybe one A- or so is different than a slew of grades less than A. Regardless of who input it, it, it doesn’t change your own record.
Applying right now, the chances for the reaches are tough. An additional year of “maturity” won’t help with highly competitive and most competitive colleges, with nothing else to show but skating.
You will need to tell your SAT2 and AP scores. Your SAT is currently low. A B+ GPA. You have one non-skating EC. Do you know what those top colleges look for?