<p>To answer your original question, no, it’s not worth going I into big debt. It’s unlikely you could even borrow $120K. If you decide on professional grad school, you’ll have to borrow big for that. It will indeed cripple your future.</p>
<p>If you have the stats for privates that meet need, you should get strong aid if your parents don’t have big assets. Otherwise, look to see if Maryland has agreements with other states. Otherwise, plan to stay in state.</p>