Is my GPA too low?

gpa unweighted: 3.175
gpa weighted: 3.5
act: 27

Do I have a chance at UP? what about summer session? I want to major in geology or energy engineering if major makes a difference. I’m also in state.

I’d apply DUS (Undecided) with the option of summer start. That’s your best option. My D got in for summer in 2015 with a 3.45 and a 28 ACT. She applied DUS, summer option. That is the least competitive way to get into UP.