say jjjwyat - i just ran the NPC for cornell as we had same situation here (1 wage earner at your amount, 2 in college). our info was saved in the collegeboard npc. Our net price came out to be $28K; that included a $7500 loan; so out of pocket we’d pay $21. Daughter’s FAFSA efc was $16k or so (with 2 in college) . . . so . . . Cornells’ NPC was a bit more than the Federal EFC . just FYI!
There is a line in the NPC that I filled in incorrectly the first time around. It was a line about adjustments, not adjusted income??? I don’t recall the details.
I could not understand why the calculators were spitting out such low numbers, under 10K per year! I checked, and re-checked, line by line, and still missed the mistake.
I had to look at it fresh, another day, and I eventually found the mistaken entry. BIG difference, let me tell you.
@Midwest67 thats EXACTLY what happened to us and wow. what a difference. 
Something got missed or entered incorrectly I think. That amount is way too low for that income even with 2 in college. If your family has typical easy to enter w2 income and no exciting investments, businesses, or extra homes we found the calculators to be pretty exact for the FA offers from each school.