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<p>I feel like a broken record, but again and again, people make the assumption that there’s lots of need-based grant aid out there, but this is simply untrue. You need to go look at net price data on IPEDs, or run some net price calculators, to see that at most, if not the majority of schools, there is very little need-based aid. There’s lots of aid in the form of ‘merit’ that is tied to test scores/gpa, but besides a handful of colleges with billions in endowment, there is very, very little need based grant aid out there. </p>
<p>Tuition at a state flagship is very, very affordable for most of what people on this forum call ‘the middle class’, especially when merit money is in the mix. I can’t believe how much complaining there is from this group of people about college costs. </p>
<p>If you eliminate loan programs, it will really affect lower income people the most, not the ‘College Confidential’ middle class.</p>