<p>Doesn’t work. The debt would be crippling for her. You can go to <a href=“http://www.finaid.org%5B/url%5D”>www.finaid.org</a>, look for the loan calculator, plug in $110k (because costs will go up 5% a year), an interest rate of between 8.2% and 11%, and a 1% origination fee. Then see what it shows for the 10 years post graduation. NOT pretty.</p>