<p>Jrcsmom, I really admire you and your son’s efforts and accomplishments! I wish that my parents had helped me keep track of deadlines and research scholarships.</p>
<p>Sometimes, not everything works out nearly as perfectly. Keep in mind though that not graduating debt free is not the end of the world. For degrees at specific institutions that on average lead to solid jobs, a non-debt free education can be quickly paid off when the student enters the work force. Sometimes, balancing expenses and savings helps a great deal (I don’t see a problem with living at home after college for a bit to save a few thousand a year).</p>