<p>I’m presently a graduate student working on a master’s degree. I am also working full-time in a field related to my studies. I will graduate with my master’s debt free in two more years, I just completed my first year of studies (3 semesters). The master’s program I am doing is usually completed in two years with traditional fulltime study…I’m a part-time student just taking two courses each semester for 6 or 7 credit hours. My tuition each semester is almost $5000 at the Florida state university I attend. I receive a grant each semester that pays about half my tuition, the balance I pay out of my pocket. Hopefully I’ll graduate debt free in two more years…I’m debt free so far after one year in graduate school.</p>