<p>Thanks for the responses, guys. I haven't been around much for the past few days, but yeah, I'm probably going to go for UNC. </p>
<p>Another problem that came up is that my parents don't want to cosign a loan big enough to pay for UNC, and I have no credit history. If I go to UNC what I'll probably do is take out a "pre-prime" loan from MyRichUncle and refinance after a year or two to a lower interest loan, since their pre-prime loans are at like 11% interest. Since I'd probably be paying 8% otherwise, I figure the additional 3% wouldn't make too much difference if I could refinance within about 1 to 3 years (I called Citibank to find out how long it would take to establish enough of a credit history to get a student loan myself, and they said at least one or two years).</p>
<p>Now my parents called a few financial firms who said your undergrad school makes no difference in terms of getting jobs, but I'm kind of skeptical. People you can cold-call may not necessarily be knowledgeable, or even completely candid. Also, my friend's father, who is in a fairly high position at a finance company, said that it'd definitely be worth going to UNC, even it meant taking out debt to pay the difference. </p>
<p>My parents are still trying to convince me to go to Binghamton, saying that my quality of life would go down with increased debt (which is true, unless I earn more by going to UNC), but I probably will choose UNC for all the reasons everyone's mentioned.</p>