<p>Oh, okay. I understand. So your parents might have been willing to co-sign a bigger loan if you'd gotten into Harvard, you think? Maybe you were kidding. I do think that isn't much debt, relatively speaking. I expect you could get a job to help pay for it. I always think it's bad to go into a school, and from the get-go, considering a transfer. I don't know. You might even be able to get a job this summer where you could save $5,000--and every summer, thereafter, and not have to work during the year. Just an idea. </p>
<p>Good luck whatever you decide.</p>