<p>Okay, I just sent in my deposit to... </p>
<p>(suspense)</p>
<p>Binghamton. </p>
<p>In terms of working, I'm not sure if I'd be able to earn $5000 after tax over the summer, especially because this one would be especially short -- my schools gets out at the end of June and classes start at UNC the last week of August. Since I'd have to spend some time going down to North Carolina to set my dorm and everything, I really don't think I'd be able to earn $5000. So I'd have to work during the school year, which would probably work out alright, but I just didn't feel comfortable with the possibility of running out of money and not being able to pay tuition, if I couldn't find a job or something. Maybe that's unlikely, but still.</p>
<p>So I think I will go to either Bing or Delaware for a year, and work to earn the $5000, and if that works out, I'll transfer to UNC for sophomore year. Or, since at that point I'll have about a year of credit history, I might also try to find some place to give me a (probably high interest) student loan, which I'd refinance once I graduated. </p>
<p>And yeah, I don't particularly like the idea of going into a college expecting to transfer, either. My friend got into Cornell as a Guaranteed Transfer for sophomore year, so he's going to Syracuse for a year and then transferring afterwards. When I heard he was doing that, I thought that'd be pretty rough, even if it was the best thing for him. However, just like for him, for me this seems to be the best option too. It's also possible that I might decide that I want to do something other than finance, where the school would have less impact on your ability for success (like law school, where from what I hear on the law forum on CC, 90% of admission is based on your GPA and LSAT), and just stay for four years. So while I'm not particularly happy about this decision, it seems to me like the best course of action.</p>