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<p>The person could not borrow the 100K on his/her own for undergrad; they needed someone to co-sign the loans. He/she will be leaving the co-signers on the hook to pay the debt. The borrowers will do whatever they need to do (wage attachments, liens) to recoup their money front he co-signers. </p>
<p>As long as he is cool with with financially ruining his cosigners and they have no problem with the student wrecking their financial life, and they are all good with each other …</p>