I am curious. First, you say the highest math you have completed is Algebra. Is that Algebra 1 or 2. Most standardized test include math through Algebra 2 if you only completed Algebra 1 it could make doing better even on the SAT a challenge. Second, what do you want to study? Finally, a comment. There are two things that need to happen in order to attend a university. You need to be accepted and you need to afford it. It looks to me like you have an affordable option at a good 4 year institution, the University of Toledo. With your grades and ACT score and living at home you could likely finish your degree with little debt and it would be affordable without your parents financial help. There are other Ohio colleges which could be affordable such as Bowling Green, Kent State, Youngstown State etc. They may be more difficult because you would have to live on campus and that would be half the cost of attendance. As for selective universities they look at several things. Grades are important but so is course rigor. Tests are typically important but more so in context with the rest of the transcript. As others have mentioned you are competing with the very top students in the country, even the best students have around a 5-10% chance of acceptance. I would not pin my hopes on that. Good luck. You’ve done great.