<p>I didn't think my dad would be interested in applying for loans and financial aid, being that he makes $200,000/year, but today he asked me about it. I told him that I did not apply, and he told me to look into it. Therefore, I want to know if I have to fill out the FAFSA in order to get any loans. Is it too late to fill out the FAFSA? I really don't know anything about this so please bear with me. If it is too late to fill out the FAFSA, is there any other way to get loans? If so, how?</p>
<p>Yes. No. Not answerable since previous question is, no. See my replies to Trust Funds... , I think your Dad is trying to drop you a lesson.</p>
<p>If you are interested in loans but do not have a fafsa filled out, i would recommend the stafford unsubsidized loans first as they have a lower interest rate than most other private loans.</p>
<p>Search around and try to construct an overview of the private loans offered through banks or other resources, and compare each together looking at interest rates, deferment options, origination fees. Balance them in their pros and cons to help find one suitable.</p>