<p>When I say $8,000 tuition I mean just tuition. The change in room and board etc. is not great across state schools in a certain area. My parents divorced about 15 years ago and I lived with my mom, for about 4 years she worked near minimum wage until she found her current high paying job, and has been paying other debts and saving for retirement so could not save. About a year ago I moved in with my father. My father did not save because he did not expect to have to pay since I didn’t live with him. I’d say all together my parents could contribute about $12,000 a year, so I would have to take a small amount out for loans. I have one sister currently enrolled in a community college, she pays very little.</p>