<p>Kay and Cpt both bring up good points, especially the 6 year PELL limit.</p>
<p>If you cannot cleanly transfer all of your credits to another school, you will have to take additional classes which can affect your financial aid on the back end (almost finished with the degree and out of money).</p>
<p>I definitely agree with Kay that if you did not do that great in high school, you would be better served staying a little while longer at CC. To transfer now in your first year (especially with only one term of grades under your belt), most colleges are going to ask for your high school transcript, along with SAT scores. If you did not do your best work in high school, then right now you have not put enough distance between you and high school to really make a successful transfer applicant as more weight is still going to be placed on your high school grades (unless you were given a guaranteed transfer after completing a certain # of credits with a certain GPA).</p>
<p>Another reason for staying is that some schools have articulation agreements that will definitely put you in a good position to transfer to a 4 year school if you take certain courses, or degree programs (you can talk to the college counselor about this or google articulation agreements and your community college).</p>
<p>If you transfer after you complete, you associates, the whole degree transfers, sont simply random credits. In most cases, credits which do not fulfill your degree requirements, would be used to fulfill electives (this does not necessarily happen, if you don’t transfer the degree).</p>