You are talking about either a second bachelors or a grad degree.
Let’s start with a grad degree.
- There are TONS of colleges closer than Texas (from Vermont) where you could have taken your other courses.
- Grad school financial aid is largely merit aid...based on the strength of your application, and the schools' desire to have you as a member of the grad school cohort. This aid comes in the form of assistantships, grants, fellowships, scholarships, tuition remission, sometimes work study, and loans.
Now for a second undergrad degree,
- Don't do it. There are other ways to skin the cat than to get an additional undergrad degree...anywhere.
How flexible have you been in terms of jobs? Where in VT do you live? Are you willing to take an entry even position with lower pay and growth potential? Will you relocate?
Have you considered a temp agency? Some folks have gotten decent experience working through a temp agency. Others have been offered jobs.
How much CAN you pay for grad school? Anything?