<p>nope, macs come with just the basics pre-installed, and by the basics, I mean my mac came with...</p>
<p>iChat (AOL Instant Messenger-compatible with a bunch of other features), a calculator, a few games (i.e., Chess), a dictionary, a DVD player, Garage Band (a pretty nice music-making package for being free), iCal (calendar program), some utilities (graphics converter program, screen/window/etc.-shot utility, disk utility, etc.), iDVD (for making DVDs), iMovie (for editing movies), Mail (for email), Preview (like Adobe Acrobat Reader, but much faster and compatible with more file-types), TextEdit (like Notepad)--basically a bunch of optional programs you can choose to put on if you want, but nothing that automatically starts up with the computer.</p>
<p>Also, because of OS X's UNIX base, there are a TON of free applications online that can fully replace expensive PC packages. Among these are...</p>
<p>NeoOffice (<a href="http://www.macupdate.com/info.php/id/15797%5B/url%5D">http://www.macupdate.com/info.php/id/15797</a>) -- a full Microsoft Office clone based on OpenOffice that some even consider better than Microsoft Office. It fully replaces MS-Office Standard ($400)</p>
<p>Audacity (<a href="http://audacity.sourceforge.net/download/mac%5B/url%5D">http://audacity.sourceforge.net/download/mac</a>) -- audio recording application with an excellent assortment of plugins as well as multitrack recording and editing capabilities. It can't compete with Logic Pro or Pro Tools, but for free, this is definitely the best piece of audio software for the price.</p>
<p>GIMP (<a href="http://www.apple.com/downloads/macosx/unix_open_source/gimpapp.html%5B/url%5D">http://www.apple.com/downloads/macosx/unix_open_source/gimpapp.html</a>) -- If you need something good for photo editing, GIMP is comparable to PhotoShop ($600) in features, although perhaps a bit steeper learning curve</p>
<p>Scribus (<a href="http://www.scribus.net/index.php?name=Sections&req=viewarticle&artid=3%5B/url%5D">http://www.scribus.net/index.php?name=Sections&req=viewarticle&artid=3</a>) -- If you need to do some professional desktop publishing...or perhaps you just like to be able to create cool flyers... this program should work nicely...</p>
<p>Nvu (<a href="http://nvu.com/download.html%5B/url%5D">http://nvu.com/download.html</a>) -- If you like building websites, Nvu is the (free) equivalent to Macromedia's Dreamweaver (FAR better than MS Frontpage...not even comparable)</p>
<p>Freemind (<a href="http://www.macupdate.com/info.php/id/19325%5B/url%5D">http://www.macupdate.com/info.php/id/19325</a>) -- A piece of notetaking software that creates a database of your notes. I've never used it, but I guess a lot of people swear by it...</p>
<p>Cashbox (<a href="http://www.fadingred.org/cashbox/%5B/url%5D">http://www.fadingred.org/cashbox/</a>) and Buddi (<a href="http://buddi.sourceforge.net/en/index.php%5B/url%5D">http://buddi.sourceforge.net/en/index.php</a>) -- Free finance management software.</p>
<p>Blender (<a href="http://www.blender3d.org/cms/Blender.31.0.html%5B/url%5D">http://www.blender3d.org/cms/Blender.31.0.html</a>) -- a VERY cool piece of 3D modeling and animation software. Along the lines of 3D Studio Max ($3500 -- obviously Blender can't compare, but hey...if you're not actually going into 3d gfx editing...)</p>
<p>Additionally, there are a ton of games and other free software available for Macs--and of course, you can buy commercial stuff too, but there's nothing like getting something for nothing!</p>