^The court has said Mulvaney can take over the CFPB as interim. How long “interim” lasts is open-ended, since there is no requirement AFAIK to appoint someone in a particular time frame. In the meantime, they are free to slash and burn, apparently.
The CFPB is a very strange set up. Five agencies have input and oversight, but the funding was always an issue, and there was an issue of whether it would get funding at all past the initial set up costs.
They’ve actually done quite well. The guy in charge of the student loan section is very smart and hard working