I had no idea that because I paid for the meal plan for the fall semester, that I HAVE to pay for it when it comes time in the spring. During preview signing up for the meal plan was a highly guided process and this, in my opinion, was not made clear at all. Granted I should have stopped the person to let me read what I was actually signing up for, so I know this is still my fault. Is there any way around this? Am I still able to transfer the cost of the meal plan and put it into declining balance in the grade period? And as another question, is there any way to put declining balance back into a bank account? I’m curious why people use declining balance if you can just use your bank card.