<p>I always recommend folks complete the FAFSA and if needed the Profile at some point. You never know when an unforeseen circumstance (loss of parent income, illness, etc) will put a strain on your finances and ability to pay for college. If that happens, it is better to already have the finaid forms on file so that the school can reevaluate your situation. The last thing you will want to do if there is an issue is complete the FAFSA or Profile. We all hope we won’t have a family crisis, but sadly many students do have these situations each year. Unless you are independently wealthy with trusts set up for your college students, complete the finaid forms (my humble opinion).</p>