<p>1) You don’t have test scores, so it’s hard to say you have a chance.</p>
<p>2) If you spend a year doing nothing, yes, that will hurt your chances significantly.</p>
<p>3) Don’t ask a question and then tell people who answer it that they are wrong (especially when they aren’t).</p>
<p>4) You went to boarding school, so I’m assuming you are well off. Are you going to be full pay? If you are full pay at an ivy or top private, expect to pay $70,000- $75,000 per year because of the cost of transportation.</p>