<p>my family has no demonstrated need (according to the finaid calculator-thingy) so we will be basically be paying sticker price for any non-merit aid school. My parents said that they could afford to pay about 35k a year for undergrad and they aren't planning on paying anything for grad school. so I took the roughly 5k difference in tuition and what we could pay x 4 years and at the end I will have about 20k in loans.</p>