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pay 4 or 5 thousand up front and will cosign loans with me for probably 10 to 15 thousand.
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No need to borrow a whole bunch.
? When you say that your parents will cosign…do you mean $10k-15k TOTAL? or each year? It would be a very bad idea for you to have them cosign $40k-60k in loans when you’ll already have about $30k in fed loans.
Do you have younger siblings?
Right now, you have half tuition at Bama…plus 2500 per year your remaining costs are about $25k per year.
You really need to practice and get at least a 30, but hopefully a 32 or SAT equivalent.