@Cheeringsection , thank you! I did not realize that. Somehow, I always associate privates with more than 60k per year. I will look for them. In fact, considering H’s job situation, I realized that we can’t really depend on the colleges which will require the parents’ residency in that state for all those years. CA does not charge OOS if the parents have to move as @ucbalumnus has pointed out earlier. It will be better for D not to depend on our continued residency in that state till she finishes her college. That is another can of worms though! Ughh!