<p>They aren’t “naysayers” when they are giving the OP financial facts. OP, are you familiar with the Net Price Calculators that colleges provide on their websites? Please run those for every college on your list, and you will see that you have many unaffordable options even if you manage to get accepted (also highly unlikely, but it doesn’t matter because the financial aid will not be there for you). @lostaccount, i don’t think you have a clue how financial aid works, especially for public universities with OOS students.</p>