my chances of getting accepted to NYU for pre-med?

<p>* I just told them that whatever they are willing to pay they will have to split in half so they can pay for some of my education as well as my sisters. *</p>

<p>I’m not saying that you shouldn’t be concerned about your sisters, but right now, you’re the one who’s going to college. Your parents are well aware that they have younger siblings.</p>

<p>By the time your siblings are in school, perhaps your parents will be earning more. If your mom doesn’t work (or doesn’t work full-time) perhaps she will decide to do so, in order to bring in more money for college.</p>

<p>I live really close to UTD, but I took a tour yesterday and really don’t like the campus. I think UT is where I will go* if I don’t get into NYU**.*</p>

<p>Why is NYU even still being considered? If you’re so concerned about your siblings, why would you be considering a school that would require your parents to co-sign BIG loans for YOU - which would mean that they certainly could NOT do the same for your siblings? </p>

<p>Have you asked your parents if they WILL cosign HUGE loans for you?</p>

<p>What’s wrong with UTD? Its special honor program may be good for premed and you can not find a cheaper college like that (if you manage to get into this kind of special honor program – it may not be easy to get into these “zero-cost” programs though.) (I know it lacks the vibe of a big flagship university like UT Austin.)</p>

<p>^^^^</p>

<p>I agree. </p>

<p>Birene…keep in mind that the DREAM is the CAREER…not your undergrad. THAT is NOT the dream.</p>

<p>If someone had mentioned to me in HS that the big price tag for pretty much any school is not worth it, I don’t know if I would have listened but it IS the truth. You can get the same opportunities at other schools (think state schools) and you will come out with 150k less in debt. I know it’s your dream school, but trust me, being 200k in debt for undergrad and adding another 200k for medical school will be AWFUL. That isn’t counting the interest you will accrue in the time it takes you to pay if off. </p>

<p>Also, asking your parents to cosign on a loan this large is unfair, especially since you have other siblings. It sucks to have a dream school and not be able to go, but it really is the best option for you and everyone involved.</p>

<p>Also, asking your parents to cosign on a loan this large is unfair, especially since you have other siblings.</p>

<p>True…and frankly, most parents won’t co-sign anyway (or won’t qualify to co-sign).</p>

<p>* It sucks to have a dream school and not be able to go, but it really is the best option for you and everyone involved. *</p>

<p>Well, it doesn’t “suck” for long. Once you accept reality and adjust your attitude, not going to a dream school quickly becomes a “non-issue.”</p>

<p>@ mom2collegekids:
I completely agree that everyone gets over it, but issues to young adults are particularly more poignant and pressing. I think since this is the first time someone that age is really making a huge, independent decision it feels different than if you were making it at 30. The problem isn’t getting over it once you attend a different institution, but the initial decision to NOT go there. </p>

<p>I think it’s important to acknowledge that it will feel bad for a little bit and that periodically, the thought of that school will enter into your head. Hopefully the person recognizes as time goes on that it really was a better decision to go for the cheaper, more realistic option.</p>

<p>^^^</p>

<p>I agree.</p>

<p>Yes, at this time in a young person’s life, he/she thinks that going to a dream school is the “end all, be all.” And, it really isn’t…not at all. Especially when the school is not affordable and will cause undue hardship in the future.</p>

<p>Well, I’m having a little trouble with “dream school”. Sometimes we use that phrase to describe a school where admissions or FA will be difficult but at least a theoretical possibility. This situation is closer to “magical thinking school”. It ain’t gonna happen and the OP needs to move on, intellectually and emotionally. There is no money.</p>

<p>Yep, it takes awhile for kids to come to terms with both sides of this coin: 1) not going to dream school and 2) actually going to a “not dream but smart idea” school. The end result is the same (going to the in state school, usually) but coming to terms with both sides is crucial–and difficult.</p>

<p>Birene: there’s an old thread on the parents site that has to do with “choosing the financial safety”–you should read it! Lots of parents have had kids in your situation, and it’s nice to see how they’ve dealt with everything. As a special bonus you can read my thoughts about choosing safety over dream school that are…oh, halfway through the multitude of responses to that thread.</p>

<p>It’s tough and it sucks and it doesn’t seem fair. You’ve worked hard, you’ve set goals, and you want to accomplish them at NYU. But NYU doesn’t seem likely–primarily because it’s so expensive, but also because you haven’t even been accepted yet. You really don’t want to set yourself up for considerable debt right out of undergrad because you will be in substantial debt right after medical school–not to mention, you (like me!) have younger siblings to worry about. Allowing debt to pile on is irresponsible because it will make your financial future unpredictable and difficult. With huge undergraduate AND huge medical school debt, you will have trouble doing costly things in the future–buying a car, buying a house, getting a new computer, getting married, going on vacation, etc (for big ticket items)–and might even have trouble doing more normal things in the future–affording groceries, having a moderate amount of money for entertainment, paying for health insurance, car insurance, homeowners/renters insurance, paying rent/utilities, etc.</p>

<p>Having a huge cloud of debt over your head will cause considerable stress and anxiety, which will likely make it more challenging for you to have a great career and might strain relationships with loved ones too, in addition to all the worry it causes about making ends meet.</p>

<p>Avoiding debt from undergrad will make a significant difference in the total amount of debt you have–debt that continues accruing interest until you’ve totally paid it off, which will definitely take YEARS. Decreasing the total amount of debt is important because it will be easier to pay off the smaller amount in a timely manner–and paying debts off in a timely manner is crucial to maintaining your financial health. The best way to avoid debt from undergrad is to go to an inexpensive school and really shine–take advantage of all the services out there, get to know your professors, volunteer, shadow, etc etc.</p>

<p>For you, that school might be UTD or UT or a TAMU.</p>

<p>ok ok ok. I get it. I shouldn’t go there. I’ve honestly already accepted the fact that I can’t and I’m excited to go to UT. As soon as the rejection letter from NYU comes in I will send my housing application to UT. I already have a room mate and it will be TONS cheaper. And I was talking about my older sister that’s already in college. I agree that it wouldn’t be fun to be in so much debt. My parents won’t co-sign any loans for me so NYU isn’t even an option anymore. Thanks for all the advice though :)</p>

<p>You’ll love UT. You can get anywhere from there. Take full advantage of every opportunity. My D met tons of UT kids at every interview at every med school . It will not limit you. Good luck.</p>

<p>Honestly I think UT is a much better choice. Its hard to argue, particularly for someone pursuing medicine where the best addition a good school can give you is probably coddling/advising, that NYU would serve you any better. In many ways its a very large bureaucratic school, not unlike some bigger state funded schools. Its honestly not known as the best college experience either. Got to UT, save some money, and have more fun.</p>

<p>Glad to hear that NYU is now off the table.</p>

<p>* As soon as the rejection letter from NYU comes in I will send my housing application to UT. I already have a room mate and it will be TONS cheaper. *</p>

<p>Why are you waiting? I don’t know how UT works, but at other schools, the longer you wait, the less likely you will get the residence hall that you want. Why not deposit now?</p>

<p>Good luck! I chose the same route you did and couldn’t be happier!</p>

<p>I’m so excited for UT. It will definitely be a good experience :slight_smile:
I have to wait for the NYU decision to come in first because I applied early. remember? And part of the agreement is that you can’t send a deposit to another school, so I will have to wait it out.
And I’m glad to hear that UT doesn’t limit you as far as med school goes.</p>

<p>If you have some time, feel free to CC stalk me. I’ve posted extensively on the topics of choosing the state school over the dream school, what it’s like to apply to medical school, and how grueling the entire process is.</p>

<p>Spoiler alert: I’m a senior undergrad right now, interviewed at 3 top 20 med schools and my state school, picked up an acceptance in December, and absolutely couldn’t be happier about my decision to go with the state school for undergrad. I think you’re in for a great adventure!</p>

<p>I have to wait for the NYU decision to come in first because I applied early. remember?</p>

<p>I think you can contact NYU and withdraw your app. If waiting to deposit at UT will limit your housing choices, you need to look into that.</p>

<p>Good luck!!!</p>