My EFC and my hopes of going to UGA in Fall 2012

<p>Hello everyone! I am attending a community college in Maryland and a few days ago I was admitted as a transfer student into UGA. However this will be dependent on how much Financial Aid and scholarship money I am able to obtain. I filed my FAFSA and sent it to UGA in February. I am living in a single parent household and have two siblings who are graduating high school and starting college next Fall. My situation is somewhat odd. My dad makes about 100,000 per year, but he lost all of our savings through gambling a few years ago. So now I live with my mother whose AGI was about 45,000 for 2011. My EFC was 01357. </p>

<p>Does anyone know what I should expect in terms of the type and amount of Aid I might be offered? UGA counselors have told me that they will contact me mid-April about financial aid. Also, what other steps can I take to get more Aid.</p>

<p>Also, academically, I am pretty strong as I have an accumulated GPA of 3.94 and I am a Phi Theta Kappa member. Unfortunately, I haven't had much community service or clubs experience after graduating high school which will probably hurt me. Are there any scholarships that anyone would suggest I apply for? </p>

<p>Any advice or information would be hugely appreciated.</p>

<p>Since you’re at a CC in Maryland, I’m guessing that you’re a Maryland resident. If so, you won’t get much aid from UGA other than any federal aid. Sadly, that’s the way it works when you’re OOS. Publics charge high OOS rates for a reason.</p>

<p>With your EFC you’ll get a small federal grant and a small loan. You’ll be gapped big time. :frowning: The OOS rate is about $40,000 but you’ll only get federal aid for about $11,000 (grants and loans).</p>

<p>There isn’t really anything you can do. You have two strikes against you…you’re OOS and you’re a transfer student.</p>

<p>I hope you also applied to some instate publics.</p>

<p>UGA probably won’t meet your need. A few years ago, a study showed how poorly kids with financial need fare at having their financial need met at UGA. And that was for in-state. State Us have seen big budget cuts the last fee years soothe situation hasn’t improved.</p>

<p>What did the transfer counselor at your CC tell you about this university? Usually they are spot on for things like this.</p>

<p>My friend’s DD wanted to go to UGA as an OOS, and it came down to them not giving her more than a very small grant. SHe got awards up the whazoo from private schools and her own state ones. State schools generally take care of their own first, and OOS freshman with what’s left. There is rarely anything left over for OOS transfers.</p>

<p>UGA will probably not meet your need. In addition, they raise tuition and fees every year and have taken back past promises of “freezing” tuition for students over 4 years. My son thought it was his “dream” school. Since financial aid at UGA is not good, it ended up not being an option (fortunately IMO as he was better off at our state flagship UNC). </p>

<p>In general, only UVA and UNC are good about meeting financial need for out of state students (at least in the southeast).</p>

<p>Thanks for all the replies! </p>

<p>Yes, I am a Maryland resident and I have also applied to UMD College Park and UMBC. UGA is my top choice, but I guess I won’t be able to afford it. Another question: My dad lives in Georgia and so is there any way that I would qualify to get a waiver of OOS? </p>

<p>It looks like I’ll end up attending College Park, not that that’s a bad thing at all.</p>

<p>Even if you could use your dad for a later year, it will foul up your aid. You don’t qualify for HOPE and using your dad means losing Pell Grants. You might get instate, but non aid…so no way to pay the $20k+ to go there instate.</p>

<p>It is possible. Call up the UGA office of admission and go over the situation with them. They may be able to help you with this. But would you be able to afford UGA at state prices? As a transfer, the likelihood of getting much aid from the school would be low. But if you want to pursue this option, you have to talk to someone directly at the school.</p>

<p>I say this because our cousin has two stepsons who were able to get in state rates for tuition in a state that their non custodial dad lived. They did work it out with the school which was lenient in enforcing state residency for kids of divorce. But this is not something that someone who is not “in the system” can help you do. Each college has its own rules and enforcement routines about state resident tuition and they do not mesh with other in state requirements most of the time.</p>