My EFC is 0...but will our savings/checking affect the amount of the grant?

<p>As you have not completed a bachelors you should be ok for the pell as long as the verification shows that you answered everything correctly. With a 0 EFC you would be eligible for a Pell grant of $5350. That is the amount for the 2009-2010 school year. For a semester you would get $2675 (as long as you are enrolled full time, otherwise it would be less). The Pell is not a limited funding grant so it does not run out and you should still be able to get it in Spring. Your husband would be eligible for it as well. Other aid would depend very much on the school.</p>