My suggestion at this point would be to,get your finances in order first. As you noted on your other thread…RMU is not going to release your transcript for last year until you get that $13,000 that wasn’t paid…paid. Some schools will let you set up a payment plan and some won’t. Talk to them to see what they will do.
Unless my arithmetic is wrong, you have the $13,000 in debt PLUS an additional $11,500 in Direct loans for last year (because your parents were denied a Plus). So…you have $24,500 in debt just for last year.
In my opinion, it is not a good move for you to take out any more loans at this time.
Perhaps you should consider working full time at one job, and then get an additional part time job. Take a year OFF from attending college. Pay off the $13,000 debt to RMU.
If you do take a year off, your Direct Loans will come up for repayment in December (6 months after you left college). Pay on those as well.
Then find an affordable college for the 2019-2020 school year where you can finish your bachelors degree. This will also give you a year to really figure out what you want to do…you have mentioned several majors on this thread. It seems like your primary goal is to be a elementary school teacher…I think. So find an affordable way to complete that degree.
If nothing else, you have learned that you can’t just continue college without a way to reasonably pay the bills.
Agree…make sure you completely withdraw from RMU…as soon as possible. You don’t want to get charged anything for this upcoming academic year. TBH, with an outstanding debt of $13,000 from LAST year, it’s unlikely they will allow you to attend anyway…but you MUST withdraw or that debt will increase.
Is there any chance your boyfriend can consider moving closer to where YOU can afford to attend college?