<p>Thank you for your kindness. I have been talking with her occasionally about the issues -- she still is not home yet. The financial aid officer I have spoken to has suggested that I perhaps try to borrow the money from my mom -- which she at one point had suggested herself. We could make our own interest rate -- say, 4%, which I believe is better than what she can get by having it just sit in the bank? This way she would still get her money back and then some, and I could go to Penn.</p>
<p>What do you guys think of this idea?</p>