<p>My father did not want me to go to an expensive college. I had my heart set on Pratt Institute. My parents paid for my college, and I started paying them back as soon as a got a job. After years and years of paying, when I was almost done they forgave the balance of the loan and the interest . I guess they when they saw I meant it when I promised to pay them back. Also by that time, my sisters went to a state school and their retirement was going well and I guess they didn't need the additional money from me. I'm sure you can do it without a lawyer, but its your moms call.</p>