<p>What you are saying makes little sense. Your parents will BORROW to pay for your college costs, but not pay them??? IF they are borrowing to pay them, they are paying them. If they don’t have the savings or the current income to pay them, or don’t want to use those sources to pay your college, but will borrow to pay it, then well and good. I borrowed heavily to pay for my oldest’s college. Just paid it all off 15 year later. </p>